Transaction Types
Sale
Refund
Void
Pre-authorisation
Incremental Pre-Auth
Completion
PAX CybsPay Application
PAX Technology in collaboraton with VISA, developed a payment application connected with VISA Cybersource Gateway known now as Visa Acceptance Platform
PAX funded and developed payment application
Has been VISA Message Level Validation certified for attended use case
Has been EMV Contact and Contacless L3 Certfified for VISA and Mastercard
Has been deployed in production in Sri Lanka for Retail and Hospitality use cases
L3 Certification is not required for any new acquirer if previously been completed, hence greatly reducing the leadtime to market, Fast-track scheme certification maybe required for other scheme i.e. Mastercard
Architecture
Available Features
Card Schemes
VISA
Mastercard
American Express
JCB
Diners
Card Verification
Online PIN
Offline PIN
No CVM
Signature
Merchant and Admin Functions
History Review
Re-Print
Summary Report
Detailed Report
Configurable clear transaction history
Entry Modes
Contactless
NFC / Mobile Wallet
Contact Chip
Magstripe
Manual Entry
Communication Mode
Ethernet
4G
WIFI
Segments
Retail
Restaurant and Hospitality
Unattended
Software Solutions
Remote Key Injection
TestUp Test Automation
Parameter Management
Operating Parameter Settings
Gateway Settings
Issuer Settings
Card BIN Settings
Application Settings
EMV Settings
Unified Open SDK API
Allows Integration to VAA or 3rd Party Apps to customise the user experience on the terminal
Well documented API available for integration
Access to both PPN (PAX Partners Network) and Local JIRA support system for any support request
Possible customisation and evolution of the API for additional bespoke requirements
Access to test Offline Payment App to help VAA developers to test the API
Customer Onboarding and Delivery Framework
End-to-end customer onboarding and delivery framework, from initial requirements and scoping to project delivery, certification, pilot, go-live, and post-launch support.
Requirements Analysis
Request for Information
Scoping
Technical Workshop
High-Level Estimates
Customer Approval to Proceed
01
Project Initiation
Solution Design
Final Estimates
Final Project Plan
SOW / Commercials
02
Project Delivery
Test Plan
Test Script
Software Development
Application Integration
Quality Assurance Testing
MLV (Message Level Validation) Certification
L3 Certification / Fast Track M-TIP
03
Customer Acceptance
Software Packaging
Training
Production Verification
Pilot (20 business days)
Go Live
04
Warranty and Support
Warranty Support (60 business days)
Customer Handover
Implementation Review
05
Professional Services
Continous delivery process provides customers visibility of upcoming features and releases.
Proposal
Customer Agreement
Request for Information
Request for Quotation
01
Planning
Project Planning
Scope Definition
Security Scheme and Key Definition
02
Key Management
Key Exchange and Preparation
Delivery of Keys
Key Template Definition
03
Core Roadmap 2025
| Q1 / Q2 COMPLETED |
Q3 In Progress |
Q4 TBC |
|
| Application |
Incremental Pre-auth (RequestID) Unattended Support Completion (RequestID) |
EFTPOS Support Cashout Least Cost Routing Sale + Cash Token Generate Surcharging |
|
| Compliance |
Attended MLV Certification Mastercard L3 Certification (Attended) Visa L3 Certification (Attended) |
Unattended MLV Certification Mastercard L3 Certification (Unattended) Visa L3 Certification (Unattended) |
|
| Unified SDK API |
Incremental Auth (Request ID) API Completion (Request ID) API |
Core Roadmap 2026 (Planning Stage)
| Q1 TBC |
Q2 TBC |
Q3 TBC |
Q4 TBC |
|
| Application |
Unattended Support UPI Support |
POS Integration – MX51 JCB Support International Debit Support |
Digital Receipt Currency Conversion Acquirer Fallback |
Configurable UI Communication Fallback Debit – NZ Support |
| Compliance |
UPI L3 Certification (Unattended) UPI L3 Certification (Attended) |
JCB L3 Certification (Unattended) JCB L3 Certification (Attended) |
Debit – NZ Certification |
|
| Unified SDK API |
Want to learn more about this innovative solution? Contact the PAX Technology Australia team today.
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