Banks, Acquirers and Payment Service Providers
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In an era of rapid digital transformation, financial institutions, acquirers, and PSPs must balance uncompromising security with the demand for innovative, merchant-centric experiences. PAX Technology Australia provides the bridge between these requirements, delivering a robust ecosystem of Android-based payment solutions. Our technology empowers partners across Australia and New Zealand to streamline complex banking infrastructure while offering the value-added services necessary to thrive in a competitive processing landscape.

Key Challenges

01
Balancing Security with Speed

The critical need to maintain PCI PTS 6.x security and robust customer authentication without introducing friction into the checkout experience.

02
Merchant Differentiation

Standing out in a crowded landscape by moving beyond "commodity" payment processing to offer specialised, industry-specific apps and services.

03
Fleet Modernization & Complexity

Transitioning from legacy Linux-based estates to agile Android environments while ensuring seamless integration with existing core banking or processing host systems.

04
Merchant Demand for Versatility

Supporting a diverse range of merchant needs—from high-volume Tier 1 retail and branch banking to mobile micro-merchants—on a single, unified hardware platform.

05
Operational Overhead

Reducing the high costs associated with manual terminal deployment, on-site technician visits, and complex "Key Injection" processes

06
Technology Evolution

Keeping pace with the rapid shift toward digital wallets, QR code payments (Alipay/WeChat Pay), and the demand for "Smart" unattended kiosks.

07
Data Fragmenting

Overcoming the lack of real-time visibility into terminal health, transaction trends, and device geolocation across large, distributed fleets.

08
Regulatory & Compliance Pressure

Meeting stringent local and international standards (EMV, PCI, RBA regulations) while maintaining the flexibility to update software remotely.

Benefits of PAX

Future-Proof Android Ecosystem
Future-Proof Android Ecosystem
Centralised Fleet Management (MAXSTORE)
Centralised Fleet Management (MAXSTORE)
Uncompromising Security
Uncompromising Security
Enhanced Customer Engagement
Enhanced Customer Engagement
Seamless Integration Hub
Seamless Integration Hub
Superior Remote Support
Superior Remote Support
Actionable Business Intelligence
Actionable Business Intelligence
Scalable White-Label Solutions
Scalable White-Label Solutions

Use Cases

PAX Solutions

Banking, Acquirers and Payment Service Providers
Retailers
Unattended
Specialized Solutions
MAXSTORE
AirLauncher
Golnsight
AdUP
PAX TestUP
CybsPay
Remote Key Injection
MAXSTORE

Break out of the box and take advantage of next-generation payment devices and an open marketplace of high-quality POS apps and Android based POS devices.

Cloud Based Deployment
API Integration Suite
Multi Brands Devices Support
High Concurrency for Binary Update
AirLauncher

AirLauncher is a highly configurable Android launcher that helps manage PAX SmartPOS terminals more efficiently in areas such as system settings, user permissions, and user interface customization. It delivers a brand-new look to SmartPOS devices and provides a simple, elegant, and user-friendly experience that keeps users focused without unnecessary distractions.

Desktop Management
System Setting Customization
Kiosk Mode
Group Terminal Management
Golnsight

Turn data into insights through easy integration. Turn ideas into reality through efficient analysis. Turn trends into decisions through rapid data mining.

Smartly monitor and alert device activities.
Scientifically support business decisions with data.
Empower enterprises to build unified big data systems.
AdUP

AdUP is an integrated advertising management solution that helps merchants efficiently manage, schedule, and display image or video ads across multiple devices through MAXSTORE, ensuring seamless operation and enhanced business engagement.

PAX TestUP

PAX TestUP is a comprehensive automated testing solution for payment applications, offering customizable scripts, multi-card simulation, and cross-platform support to streamline deployment, enhance testing efficiency, and ensure superior product performance and reliability.

Regression Testing
Compatibility Testing
Stress Testing
CybsPay

PAX Technology in collaboraton with VISA, developed a payment application connected with VISA Cybersource Gateway known now as Visa Acceptance Platform

PAX developed the app.
VISA MLV certified.
EMV L3 for VISA & Mastercard.
Live in Sri Lanka.
No new L3 needed; fast-track for others.
Remote Key Injection

Allows merchant served by acquiring banks and payment service providers to automatically, quickly and securely perform key injection anywhere directly from the terminals.

 

Multi encryption algorithm support
Highly Secure
Cost Effective
Completely Secure
Inject Keys instantly anywhere

Services

GoInsight helps merchants analyze data & implement smarter data-driven policies. A powerful tool to increase revenues and improve business performance.

Gather data from any source & create useful reports.
Better data analysis to implement decisions with greater confidence.

AirLauncher allows merchants to customize the look & feel of each PAX terminal deployed.

Multiple settings with one Launcher tool.
A personalized UI style to reflect your brand identity.